Online Colleges For Military Spouses And Dependents

Don't let location or lack of funding stop you from earning a degree and launching a new career. Learn more about military spouse education benefits.
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Updated April 7, 2025 · 5 Min Read

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Many military spouses put their own careers on hold to focus on their families and partners, but you don't have to let frequent relocations or limited funding stop you from getting the college education you need to create the life you want. Online college could meet your needs for flexible, remote education, and your military benefits may help pay the cost.

Those benefits can also help your kids go to college. Unfortunately, 64% of military families say they don't understand the GI Bill transfer rules, leading to lost benefits or missed deadlines. Use our guide to military spouse benefits to help you navigate online college selection, admissions, and financial aid for yourself and your children.

Featured Online Programs

Learn about start dates, transferring credits, availability of financial aid, and more by contacting the universities below.

Benefits of Online College for Military Spouses and Dependents

According to the National Center for Education Statistics, 53.2% of college students enrolled in online courses in 2023. What makes online learning so appealing to military families?

Cost Savings for Military Dependents

Many online colleges are military-friendly, offering flexible programs, credit for military training, and an inclusive culture for military members and families. They also have discounted tuition for veterans, military members, and dependents. These schools may also provide veteran-focused scholarships and financial aid counselors who understand military-related financial aid.

Remote-Friendly Learning Platforms

In a military family, you never know what time zone you'll live in or how your days will be structured. Online college courses typically let you study when and where is convenient for you. You may occasionally run into a program or a course that requires you to attend real-time class meetings via Zoom or another communication platform, but this is rare.

Military-Specific Support Services

Almost all colleges offer tutoring, a writing center, career counseling, and mental health support for online learners. Military-friendly colleges frequently staff these programs with experienced professionals who can provide support tailored for military members and their families. These schools may also maintain networks in which military-affiliated students can support and socialize with one another.

Career-Focused Academic Programs

Online colleges typically offer degrees that are immediately useful in the marketplace. For example, business, education, nursing, and computer science are popular online majors that can lead to immediate employment in high-demand fields. Many online schools also offer graduate degrees, such as online MBAs or master's degrees in education.

Understanding Financial Aid and Military-Specific Funding

As a military family, you can access both general financial aid and military-specific funds.

For Military Spouses:

  • My Career Advancement Account Scholarship Program (MyCAA): MyCAA provides up to $4,000 in tuition assistance for eligible military spouses pursuing a certificate, license, or associate degree. You must have completed high school or obtained a GED to apply.
  • Military Tuition Discounts: Many online colleges offer tuition discounts for military spouses. At some schools, that discount is in the form of a percentage, such as 10% off tuition, while at others, military spouses pay the same rate as service members.
  • Military Spouse-Specific Scholarships: Private organizations have established scholarships for military spouses and dependents. One such organization is the National Board for Certified Counselors Foundation, which offers $8,000 for military spouses enrolled in counselor education programs.
  • Public Service Loan Forgiveness: People employed in qualifying government agencies and nonprofit organizations can receive loan forgiveness after making 120 payments — most who receive loan forgiveness work in education or healthcare.

For Military Children:

  • GI Bill Benefits Transfer: Qualifying service members can transfer their Post-9/11 GI Bill benefits to their spouse or dependent children. To qualify, you must have completed six years of service, agree to four more years of service, and be sure your spouse or dependent has enrolled in the Defense Enrollment Eligibility Reporting System. You do not need to meet these criteria if you have received a Purple Heart.
  • Military Dependent-Specific Scholarships: Some universities and private donors offer scholarships specifically for the children of veterans or active-duty service members. Look online for lists of financial aid programs, and talk to your guidance counselor or admissions advisor about what might be available for you.
  • State-Specific Tuition Benefits for Military Dependents: Some states provide a tuition waiver for children of qualifying veterans or current military members who are attending state-supported institutions.

How to Choose the Right Online College

Step 1. Research Accreditation

Only consider attending a regionally accredited institution. Regional accreditation confers status on the school and helps ensure that your degree qualifies you for financial aid, state licensure, and graduate school admission. If you are majoring in a field that requires state licensure, such as nursing, double-check that your program also holds the necessary programmatic accreditation.

Step 2. Compare Programs

Look into the curriculum at each school. Which series of courses would you rather take? Which meets your particular goals and interests? Does the program qualify you to take a licensure exam, achieve certification in your field, or pursue a graduate degree?

Step 3. Evaluate Cost and Financial Aid

Look at the price tag for each school you are considering, but don't stop there. Some schools advertise low tuition rates but offer little financial aid, while others may award you a significant scholarship despite having a higher price per credit. Make sure you compare bottom-line costs, not just tuition totals.

Step 4. Assess the University Faculty and Leadership

Look at the faculty and leadership bios on the schools' websites. Where did your prospective professors earn their degrees? Do they hold practical experience as well as academic credentials? Do they represent a diverse array of backgrounds and experiences?

Step 5. Review Student Outcomes

Colleges track and publish their graduation rates, employment rates, and other student success metrics. Usually, you can find this information online, but if you don't see it posted on your school's website, ask the admissions office how to get your hands on that data. A school that can help you secure a lucrative career after graduation should definitely get a second look.

Step 6. Confirm Admissions Requirements

Before applying and paying your application fee, make sure you meet a school's admissions requirements. Many schools only require a high school diploma or GED certificate, but some also expect you to have a minimum GPA, a college-preparatory curriculum, or SAT or ACT scores.

Step 7. Check Transfer Credit Policies

If you have earned credits through AP classes, life experience, CLEP tests, or taking early college coursework, ask if those credits will count toward your degree. Some colleges have generous transfer policies, while others are sticklers about what they will accept. Be sure you get the most out of your hard work.

Is Your School Military-Friendly?

Not all schools offer the same level of support for military families. Before enrolling, make sure your school is military-friendly by checking for benefits like tuition discounts, transfer policies, and strong military support services.

Resources For Military Families

Not only does MyCAA provide funds for qualifying students, but it also offers career coaches, articles, podcasts, and a list of answers to frequently asked questions about returning to school as a military spouse.

Almost two-thirds of military families say they don't understand the rules about transferring GI Bill benefits to dependents. This resource from the Department of Veterans Affairs (VA) answers many common questions and helps you maximize military college benefits.

The Military Spouse Employment Partnership connects members with more than 950 employers and nonprofit organizations that have pledged to recruit, hire, promote, and retain military spouses. To date, the partnership has helped 360,000 military spouses secure jobs.

Frequently Asked Questions About College Benefits For Military Dependents

Can military spouses get financial aid for online college?

Yes, military spouses can get federal, state, institutional, and/or private financial aid for online college. You may qualify for a Pell Grant, federal work study, or a scholarship. Start your financial aid journey by completing the Free Application for Federal Student Aid (FAFSA) online.

Under the Veterans Choice Act, if you are a military spouse or dependent using a veteran's education benefits, you may be eligible for in-state tuition at a public college or university. However, when you start school, you must live in the same state where the institution is.

You can use transferred GI Bill benefits to help pay for an online degree. The VA does not distinguish between online and on-campus educational programs. Just be sure you are enrolling at an accredited school or a qualifying vocational training program.

Ensure the program is regionally accredited, offers the major you want, helps you maximize your financial aid, and assists with getting a job after graduation. Yellow Ribbon schools and other designated military-friendly institutions can be excellent online colleges for military spouses.

You can work with MyCAA or the Military Spouse Employment Partnership to find career-focused programs that will work with military spouses. Typically, any online degree or certificate program removes the location barrier to earning a degree, and choosing a military-friendly college can help you meet your financial obligations.

Affordablecollegesonline.org provides information about the GI Bill, including eligibility, benefits, and how to apply, but it's important to note that we are not an official government agency, and the content we share is for informational purposes only and not legal advice.

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AffordableCollegesOnline.org is an advertising-supported site. Featured or trusted partner programs and all school search, finder, or match results are for schools that compensate us. This compensation does not influence our school rankings, resource guides, or other editorially-independent information published on this site.

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